Creating great homes together

Shared Ownership

What is Shared Ownership?

Shared ownership is another way to buy your own home if you cannot afford to buy on the open market. You buy a percentage and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. In most cases, you can carry on buying shares, to own it 100%.

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Am I eligible?

  • Your annual household income must not exceed £80,000.
  • You must be able to demonstrate that you have a good credit history (no county court judgements or bad debts).
  • You must be able to afford the costs and regular payments involved in buying a home.
  • You could be a first time buyer or in the process of selling your existing home.
  • You must not own another property at the time you buy your shared ownership home.

What do I do next?

Our Properties

We build homes for you across Dorset and Somerset.