Creating great homes together

Staircasing

Buying more shares

Buying more shares is in your home is called staircasing. Your lease will tell you the minimum percentage you can buy, but this is normally at least 10%.

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If your mortgage deal is coming to an end or you are looking into additional borrowing we recommend speaking to an independent financial adivisor (IFA). We have a panel of IFA's who will be happy to help.

They will also be happy to help if you are planning to fund your purchase using savings, inheritance or a family gift.

What are the benefits?

  • You will be one step closer to owning your home.
  • The more shares you buy, the less rent you pay.
  • If you staircase to 100% you become an outright owner and pay no rent.

Where do I begin?

Before you pay any costs you should get an idea of how much your property is worth (you could do this on Rightmove or Zoopla) as the price you pay for the shares is based on the current market value. You could then use our handy calculator to work out the value of the additional shares.

What do I do next?

Get in touch giving us your address and we will send the information pack containing all the information you need.

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